November 4 is rapidly approaching. In just a few weeks, voters will head to the polls for this year’s midterm elections. This November, there are several different propositions on the California ballot, so we’ve broken them down for you to help make these important decisions a little easier.

Proposition 1

This proposal provides $7.5 billion in funding for water conservation and restoration projects aimed at increasing the water supply and protecting and restoring watersheds. To gather this funding, the state can sell new bonds as well as bonds already approved for water-related uses.

Supporters of Proposition 1 claim that it protects the environment and creates a reliable water supply, while opponents assert that the plan is unaffordable and drains funding for other areas.

Read the full story on Proposition 1 here.

Proposition 2

Under Proposition 2, the government would split 1.5 percent of the general fund each year between a budget stabilization account and debt payment. For school districts at the local level, Prop 2 also caps their reserves at between 3 percent and 10 percent of annual revenue.

Supporters of the proposition stress that it would accelerate payment of state debts, while opponents claim that it would hurt schools because it limits their local reserves.

Read more on Proposition 2 here.

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Proposition 45

Propositon 45 requires the California Insurance Commissioner to approve certain health insurance rates and implements a review of insurance providers’ claims to ensure accuracy. Rate changes must also be publicized and subject to judicial review. Prop 45 also prevents insurers from setting rates based on clients’ credit history or prior coverage.

Supporters argue that the measure will reduce overcharging for health insurance, but opponents warn that it gives the Commissioner too much power.

For more about the implications for health insurance, read the full article.

Proposition 46

Proposition 46 mandates drug and alcohol testing of doctors and requires reports of positive tests to the California Medical Board. Prop 46 also requires health care practitioners to refer to a prescription drug history database before prescribing potentially addictive substances.

Supporters assert that Prop 46 will prevent substance abuse by doctors and patients and save lives, while opponents claim it will increase healthcare costs and drive doctors and specialists out of California.

Read an in-depth explanation here.

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Proposition 47

Proposition 47 would lower the charge for low-level, nonviolent crimes from a felony to a misdemeanor and allow a re-sentencing for current inmates. It also proposes a fund for mental health and substance abuse programs, K-12 schools, and trauma recovery services.

Supporters emphasize that Prop 47 would lead to shorter sentences and less crowded prisons and would save money, but opponents warn that it might release 10,000 felons from prison and reduces penalties for the possession of “date rape” drugs.

Read the full story for more information.

Proposition 48

In 2000, voters approved a proposition allowing Native Americans to build on-reservation casinos but did not address the question of off-reservation casinos. Proposition 48 would approve the creation of an off-reservation Indian casino in California’s Central Valley.

Supporters claim that Prop 48 would create jobs and economic opportunities and protect environmentally sensitive areas. Opponents argue that it will bring more crime and pollution to Central Valley and that the tribe would not have to pay local governments.

Read more about Prop 48 here.

Contact Staff Reporter Sanika Bhargaw here or follow her on Twitter.