Tori Spelling and Dean McDermott (Tumblr)

The "Tori & Dean" star opened up to about her rough times, saying she hasn't bought a purse in three years. Though Spelling, 40, was born into wealth as the daughter of Hollywood producer Aaron Spelling, the actress said that her money troubles are fine. 

With the money difficulties, "Beverly Hills: 90210"and husband Dean McDermott, 46, wanted to put a stop on their growing family with a vasectomy. He later found out that they couldn't afford the medical procedure.

What's the cause of Spelling's financial hardships? It appears that the actress can't let go of her expensive tastes, along with her shopping problem. The star said she's bought incredible amounts of things for her children such as clothing, toys, and crafts. She said her spending with money over the years has caused her current problems.

Spelling also inherited little from her father, and in 2011 the couple sold their Encino home. 

In the midst of her family's financial woes, Spelling released her latest memoir, "Spelling It Like It Is," on Oct. 22. Her family's reality show is also in the process of moving to HGTV after being canceled on Oxygen due to low ratings. Since they don't have a series on the air right now, they have to be more particular on what they spend.

Even her children are participating in the financial changes to the family, Spelling said. She explained that they've started sharing clothes. 

The mother of four, financing a family of young children is definitely a difficult task all on its own. Everything piled on top of each other, from the unpopular reality show to a shopping problem, it's no surprise that Spelling's family would be in a financial crisis. 

Contact Staff Reporter Dale Chong here. Follow her on Twitter here.